Privacy Policy

Last Updated: 11/06/2024

Sheshisa Finance Pty Ltd Trading AS Sheshisa Loans ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.sheshisafin.co.za and use our services, including submitting loan applications online. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

1. Information We Collect

We may collect and process the following data about you:

Personal Identification Information: Name, address, email address, phone number, date of birth, and identification numbers.
Financial Information: Bank account details, income information, and employment details.
Credit Information: Credit history and related information from credit reference agencies.
Technical Data: IP address, browser type, and usage data.

2. How We Use Your Information

We use the information we collect from you for the following purposes:

To Process Loan Applications: Verify your identity, assess your creditworthiness, and determine eligibility for loans.
To Communicate with You: Provide updates on your loan status, respond to inquiries, and send necessary information regarding your application.
To Improve Our Services: Analyze usage patterns to enhance our website and services.
To Comply with Legal Obligations: Adhere to applicable laws and regulations.

3. Data Sharing and Disclosure

We may share your information with:

Credit Reference Agencies: To check your creditworthiness and verify your identity.
Service Providers: To facilitate our services, such as IT support and payment processing.
Regulatory Bodies: To comply with legal and regulatory requirements.
Third Parties: With your consent or as required by law.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. All personal data is stored securely using encryption and access controls.

5. Your Rights

You have the following rights regarding your personal data:

Access: Request a copy of the information we hold about you.
Correction: Request corrections to any inaccurate or incomplete information.
Deletion: Request deletion of your personal data under certain circumstances.
Restriction: Request restriction of processing under certain conditions.
Objection: Object to the processing of your data in certain situations.

6. Cookies

Our website uses cookies to enhance user experience. You can choose to accept or decline cookies through your browser settings. However, this may affect your ability to use some features of our website.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Sheshisa Loans
4 Weightman Avenue,
Empangeni,
KZN, 3880
Email: privacy@sheshisafin.co.za
Phone: +27 33 004 0196